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When do health insurance benefits reset?

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Dr Teresa Li
October 16, 2024

Extras health insurance gives you an annual benefit for dental treatment. These benefits expire every year and don't roll over.

Health insurance companies use three different roll-over dates.

  1. 1st January
  2. 1st July
  3. The anniversary of your policy start date

Maximize your benefits before the cut-off date. To help you do this, we've provided a list of all the major health funds and their reset dates.

Fund When Extras Reset
ahm health insurance 1 July
HCF 1 January
Medibank Private 1 January
NIB 1 January
Qantas Health Insurance 1 January
Suncorp 1 January
ACA 1 January
APIA 1 January
Australian Unity 1 January
Bupa 1 January
CBHS Corporate 1 January
CBHS Health Fund 1 January
Hunter Health Policy start anniversary
Defence Health 1 July
Doctors' Health Fund 1 January
Emergency Services Health 1 January
Frank 1 January
GMHBA 1 January
Grand United Corporate Health Policy start anniversary
HBF 1 January
Health Care Insurance 1 January
HIF 1 January
Health Partners 1 January
Latrobe Health Services Not stated
Mildura Health Fund 1 January
MyOwn Health 1 January
onemedifund 1 July
Navy Health 1 July
Nurses & Midwives Health 1 January
Peoplecare Health Insurance 1 July
Phoenix Health Fund 1 January
Police Health 1 January
Queensland Country Health Fund Policy start anniversary
RT Health Fund 1 January
RBHS 1 January
St.Lukes Health 1 January
Teachers Health 1 January
Transport Health 1 January
TUH 1 January
UniHealth 1 January
Westfund 1 January

 

 

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